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A loan is simply a sum of money given by one person, company, or organization to another person, company, or entity with the expectation of repayment with interest after a period of time. Anyone can offer out loans, and anyone can take out loans. Some loans, however, come with strings attached, such as collateral or documents. Collateral is an agreement between a lender and a borrower in which the borrower pledges a specified asset to meet the loan repayment. Unfortunately, not everyone is capable of creating a physical asset. The good news is, the loan industry has progressed. There are some loan apps, websites, and organizations in Nigeria that provide loans without collateral. Many people are looking forward for this opportunity. As a result, I decided to create a post about non mortgage lending apps in Nigeria. In this article, we listed the best lending apps in Nigeria that provides immediate loans with no collateral. 1. FairMoney FairMoney is a digital banking service

There are a lot of fake loan apps and platforms you should be careful of, or avoid. It is unfortunate that some guys are creating several loan lending platforms for some dubious reasons.  On this content, I will reveal all the fake loans in Nigeria and why you should be careful of them.  Actually, I have been a victim to these fake loan lending platforms in Nigeria and I must say, the experiences were horrible. I lost a lot of money and time as a result.  However, I am now aware of these fake loans and their dubious practices. Above all, I'm glad I know the list of legitimate loans in Nigeria. Loans have been a major problem in Nigeria. Everyday, people search for fake or bad loans so they can avoid them. Below are some queries about loans people search for on Google and other search engines; List of loan defaulted in Nigeria  List of fake loan apps Bad loan apps in Nigeria  Worst loan apps in Nigeria  I will list out all the fake loan apps in Nigeria, and I am going to explain why

Are you looking for ways to grow your small business but haven't seen any? Or you just need money for your emergency need? You should probably try the Lendigo Loan app. Lendigo Loan platform has helped a lot of small businesses by giving them instant loan without collateral. What is Lendigo Loan?  Lendigo loan is an online loan app that lends out loans to people who operate small businesses in Nigeria. You can request over ₦1,000,000 on the Lendigo app, but with a good credit score, you can borrow up to ₦10,000,000 for your business. Further more, Lendigo loan app offers only business loans to borrowers. How this loan app works is very simple, just make sure you own a business before even downloading the Lendigo app. How genuine is Lendigo loan App? Lendigo loan is a legitimate and genuine loan lending platform. However, this platform has flaws in some areas.  The loan app is stress free, which means you can request for a business loan easily on Lendigo unlike local banks that will

Loan apps are on the rise in Nigeria, but it is quite difficult to spot the legitimate ones from all these loan apps. Actually, there are 4 major loan apps making wave in Africa right now, especially in Nigeria, which are; To U Loan , NairaPlus , LinkCredit and UCash Loan app . As a borrower, you should  beware of these loan apps that I listed above. Before you patronize any online loan app, you should try to check their reviews. Also, you should check if they have hidden charges.  Other things that you have to check includes repayment terms, interest rate, minimum/maximum loan you can request and their contact informations (customer care). On this content, I will list out four popular loan apps that are making waves right now, I will also list out their reviews and tell you why you should beware of the loans apps. Below are the loan apps; 1.  Link credit loan app 2.  NairaPlus loan 3.To U Loan LinkCredit loan app LinkCredit is an online loan platform that offers unsecured loan to bor

There are a lot of online loan apps available on Google Play Store, but only few offers a wider range of other services related to Loan. Umba Loan is one of the best diversified loan lending platforms in Nigeria. Apart from requesting loans, there are other amazing things you can request or do on the app.  Personally for me, I do a lot of things on Umba Loan app. I earn money on the app daily, I request loan regularly and I also do a lot of fun things on the app. Mind you, most of the things I do on Umba app for fun also fetch me money, cash backs and points. Aside that, I also enjoy easy and instant transactions on bills and airtime payments.  Most people just want to know about Umba Loan reviews and download the (APK) app. But there are some things about Umba Loan app that needs to be known. On this article, I will reveal some amazing things you can do on the Umba Loan app aside the regular loan lending.  Enough of the prologue, here are the 5 amazing things you can do on Umba Loan a

StarLoan is the latest loan lending platform in Nigeria. This platform has one of the cheapest interest rates in the loan business, and it is available for everyone. The StarLoan App is growing gradually, but some Nigerians still consider it as a new loan platform. As a loan expert, a lot of people do ask me questions concerning StarLoan App.  Here are the frequently asked questions about StarLoan Nigeria Limited; 1. Is StarLoan available in Nigeria?  2. How can I access StarLoan App application?  3. Is StarLoan legit? 4. Where can I download the real StarLoan APK app?  After seeing the queries about StarLoan, I agreed to compile all the answers to the queries in one content. I'm an expert on loans and I have also patronized StarLoan, I won't hesitate to tell you my experience and the things you need to know about StarLoan.  On this content, I will talk about StarLoan Nigeria, StarLoan application, the review and most especially, the StarLoan App. What is StarLoan? StarLoan is