Loan apps are on the rise in Nigeria, but it is quite difficult to spot the legitimate ones from all these loan apps. Actually, there are 4 major loan apps making wave in Africa right now, especially in Nigeria, which are; To U Loan , NairaPlus , LinkCredit and UCash Loan app . As a borrower, you should beware of these loan apps that I listed above. Before you patronize any online loan app, you should try to check their reviews. Also, you should check if they have hidden charges. Other things that you have to check includes repayment terms, interest rate, minimum/maximum loan you can request and their contact informations (customer care). On this content, I will list out four popular loan apps that are making waves right now, I will also list out their reviews and tell you why you should beware of the loans apps. Below are the loan apps; 1. Link credit loan app 2. NairaPlus loan 3.To U Loan LinkCredit loan app LinkCredit is an online loan platform that offers unsecured loan to bor